the card is a great option of you are trying to limit the funds you are bringing back to your bank account....if you are ever audited all your deposits can be taxed if you do not have proof it is not income....not all of us claim all our winnings on our taxes...the card would not be traced unless netller handed over the us all of its information (which is not going to happen)..this was you can bury some tax free money....or limit your cash transactions into your bank account with small deposits over a long period of time...plus u can use the card to make purchases..say u want that new 5,000 TV at best buy...buy it on your neteller card